{"id":170956,"date":"2023-11-23T17:27:23","date_gmt":"2023-11-23T14:27:23","guid":{"rendered":"http:\/\/kupitiblog.store\/576r\/los-pagos-digitales-superan-al-efectivo-durante-diwali-los-datos-del-rbi-reflejan-un-cambio\/"},"modified":"2023-11-23T17:27:23","modified_gmt":"2023-11-23T14:27:23","slug":"los-pagos-digitales-superan-al-efectivo-durante-diwali-los-datos-del-rbi-reflejan-un-cambio","status":"publish","type":"post","link":"https:\/\/kupitiblog.store\/576r\/los-pagos-digitales-superan-al-efectivo-durante-diwali-los-datos-del-rbi-reflejan-un-cambio\/","title":{"rendered":"Los pagos digitales superan al efectivo durante Diwali, los datos del RBI reflejan un cambio"},"content":{"rendered":"<p><img decoding=\"async\" src=\"http:\/\/kupitiblog.store\/576r\/wp-content\/uploads\/2023\/11\/41e6fbe4bb80302af517d3f53296a11b.jpg\"  \/> <span class=\"text\"> <\/span> <i class=\"imgGrad\"><\/i>  <\/p>\n<p>Los \u00faltimos datos del Banco de la Reserva de la India (RBI) revelan una notable disminuci\u00f3n de la circulaci\u00f3n de efectivo, ya que las transacciones digitales, en particular a trav\u00e9s de la Interfaz Unificada de Pagos (UPI), han aumentado durante el per\u00edodo festivo de Diwali. La tendencia subraya un cambio m\u00e1s amplio en el comportamiento de los consumidores hacia los pagos digitales, que se ha visto influido por el impulso del Gobierno a la digitalizaci\u00f3n y las secuelas de la pandemia COVID-19.<\/p>\n<p>Seg\u00fan el informe Ecowrap de SBI, en octubre se produjo un aumento significativo de las transacciones UPI. Este aumento se atribuye a las iniciativas gubernamentales destinadas a promover los pagos digitales y la comodidad que ofrecen los sistemas de pago interoperables. El abandono del efectivo fue especialmente evidente durante Diwali, una \u00e9poca tradicionalmente asociada a un elevado uso de efectivo.<\/p>\n<p>Los datos del Banco de Reserva de la India ponen de relieve una reducci\u00f3n del efectivo en circulaci\u00f3n (CIC) de 5.934 millones de rupias, hasta 33,6 millones de lakh a 17 de noviembre. Este descenso forma parte de una tendencia m\u00e1s amplia observada en el actual ejercicio fiscal, con una disminuci\u00f3n total de 22.721 millones de rupias (100 millones de rupias = unos 12 millones de d\u00f3lares). Se considera que la tendencia hacia una menor circulaci\u00f3n de efectivo tiene implicaciones positivas para la pol\u00edtica monetaria, ya que refleja un cambio en el an\u00e1lisis de la liquidez debido a la menor dependencia de la moneda f\u00edsica.<\/p>\n<p>Esta transici\u00f3n no s\u00f3lo est\u00e1 impulsada por las iniciativas gubernamentales, sino tambi\u00e9n por los cambios en los h\u00e1bitos de consumo, que han evolucionado despu\u00e9s de COVID-19 y debido a las lecciones aprendidas de las pasadas crisis financieras mundiales. A medida que los consumidores adoptan cada vez m\u00e1s los m\u00e9todos de pago digitales, la econom\u00eda india asiste a una transformaci\u00f3n significativa de sus pr\u00e1cticas transaccionales.<\/p>\n<\/p>\n<p><a target=\"_blank\" rel=\"nofollow noopener\" href=\"http:\/\/es.investing.com\/news\/economy\/los-pagos-digitales-superan-al-efectivo-durante-diwali-los-datos-del-rbi-reflejan-un-cambio-93CH-2502253\">Fuente<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los \u00faltimos datos del Banco de la Reserva de la India (RBI) revelan una notable disminuci\u00f3n de la circulaci\u00f3n de efectivo, ya que las transacciones digitales, en particular a trav\u00e9s de la Interfaz Unificada de Pagos (UPI), han aumentado durante el per\u00edodo festivo de Diwali. La tendencia subraya un cambio m\u00e1s amplio en el comportamiento &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3358],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Los pagos digitales superan al efectivo durante Diwali, los datos del RBI reflejan un cambio - BiznesSMI - \u043a\u043e\u0442\u0438\u0440\u043e\u0432\u043a\u0438 \u0432\u0430\u043b\u044e\u0442, \u0430\u043a\u0446\u0438\u0438, \u0444\u043e\u0440\u0435\u043a\u0441, \u0438\u043d\u0434\u0435\u043a\u0441\u044b, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0437, \u0433\u0440\u0430\u0444\u0438\u043a\u0438, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0430.<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Los pagos digitales superan al efectivo durante Diwali, los datos del RBI reflejan un cambio - BiznesSMI - \u043a\u043e\u0442\u0438\u0440\u043e\u0432\u043a\u0438 \u0432\u0430\u043b\u044e\u0442, \u0430\u043a\u0446\u0438\u0438, \u0444\u043e\u0440\u0435\u043a\u0441, \u0438\u043d\u0434\u0435\u043a\u0441\u044b, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0437, \u0433\u0440\u0430\u0444\u0438\u043a\u0438, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0430.\" \/>\n<meta property=\"og:description\" content=\"Los \u00faltimos datos del Banco de la Reserva de la India (RBI) revelan una notable disminuci\u00f3n de la circulaci\u00f3n de efectivo, ya que las transacciones digitales, en particular a trav\u00e9s de la Interfaz Unificada de Pagos (UPI), han aumentado durante el per\u00edodo festivo de Diwali. La tendencia subraya un cambio m\u00e1s amplio en el comportamiento &hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kupitiblog.store\/576r\/los-pagos-digitales-superan-al-efectivo-durante-diwali-los-datos-del-rbi-reflejan-un-cambio\/\" \/>\n<meta property=\"og:site_name\" content=\"BiznesSMI - \u043a\u043e\u0442\u0438\u0440\u043e\u0432\u043a\u0438 \u0432\u0430\u043b\u044e\u0442, \u0430\u043a\u0446\u0438\u0438, \u0444\u043e\u0440\u0435\u043a\u0441, \u0438\u043d\u0434\u0435\u043a\u0441\u044b, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0430\u043d\u0430\u043b\u0438\u0437, \u0433\u0440\u0430\u0444\u0438\u043a\u0438, \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0430.\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-23T14:27:23+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/kupitiblog.store\/576r\/wp-content\/uploads\/2023\/11\/41e6fbe4bb80302af517d3f53296a11b.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 \u043c\u0438\u043d\u0443\u0442\u044b\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kupitiblog.store\/576r\/#website\",\"url\":\"https:\/\/kupitiblog.store\/576r\/\",\"name\":\"BiznesSMI - 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